Fairstone Financial Inc.
Read 16 Reviews of Fairstone Financial Inc. to check if it is legit.
Website & Phone:
⇗ http://fairstone.ca
This is such a waste of paper. If I ever need to lend money, I will certainly NEVER go to fairstone as I think this marketing tactic is both archaic and invasive.
I wish they had a SIMPLE and efficient way of removing my data from their spam-list, like a website or an email but no, you have to either phone a surtaxed number of send a fax….
Please don't encourage this kind of company that does not care about environment or people.
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I was in a pinch, and they had called me at the right time. Saying they would make my last payment and offer me a $2000 loan. I obliged, as at that time I was desperate to pay some of my debts off and have some extra money.
This was the worst thing I could have done. The interest rate was high, obviously, I had bad credit at the time. They glossed over the paperwork quite quickly as to offer me something that sounded ideal, it wasn't. I ended up paying interest that was more than the principal loan.
They ruined my credit further because I had like 2 months out of 24 late payments, and had agreed to pay the loan in full. Unbeknownst to me, there was also an additional charge for those late fees that were not included in the final payment. Which in turn affected my credit, because they decided to report it without my knowledge.
PLEASE DO NOT USE THEM! Ask friends or family for a personal loan instead, if you are desperate.
The people working for the company are obviously paid commission to get you in and offer a loan service, regardless of credit history. Red flag! STAY AWAY!
There are other credit institutions that will gladly help, and not try to sell you services that seem highly illegal with their interest rates. Highway robbery is putting it lightly.
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Never give answer when you need pay off . Don't have customer services attention. Your balance never decrease only increase.
It is legal? What we can a do to stop this insane business?
if you are interesting in lost your money and patient. Fairstone is the answer!!!This company can rob you of your money without somehow running afoul of any law or regulatory body.
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Well let's just say the following has occurred in the past year,upon recieving the vehicle, wheel studs had started breaking the vehicle due to the Fact that Pioneer Jeep Chrysler/ Drive Co, had installed the wrong tires and rims. I had to replace the parts myself out of pocket with still no payment from Drive Co as promised. Other issues with the vehicle are as follows:
– non reported damage to vehicle
– vehicle pulls very hard to right, even after they claimed to have fixed it
– transmission lunges forward, or shifts roughly when driving lurching vehicle forward unsafely
– unreadable dash serial number
– claimed to have sent money to me but returned due to NSA, No such address???? How did they deliver me the loaner vehicle then if they don't have my address.
And much much more. I tried to reach out to Fairstone to inform them of these issues and see if they could assist me with Pioneer Jeep Chrysler/Driveco in having these issues resolved. After several emails , voicemail, attempts the only thing which occurred is the FACT that payments started coming out to create NSF charges at my bank, as they take payments out when they feel like it and do not stay true to their word.
I tried reaching out to Fairstone to obtain financing for a holiday trailer to live in as I know my job will be stopped due to the covid 19 issues we are facing. Trying to look into the future and secure a place to live, due to the fact that I have to be out of the residence I rent on May 1st due to the fact it is a resort and they would need this unit back for business booking during their season to regular returning customers.
I reach out to Fairstone to assist me with this issue only to be Tricked into a credit check and then told I cannot obtain a loan and we don't finance vehicles.
Now how is it that Fairstone, whom hold my loan, have taken payments for a year now, can not find me on the system why would a girl whom works for Fairstone Kamloops B.C. run a report then inform me, (proudly I might ad) that she can't do nothing for me, and can't even find me in the computer but yet gave me a bogus account number. I contact Fairstones SET team, again told can't find my account?? I check my paperwork closer, no account number???
Since this has occurred my fears have come true, I have been laid off from work, I must be out of my rental by May1st and now I have nowhere to stay with a loan for a total piece of junk.
Did I mention the fact that since dealing with Drive Co, Fairstone, and Pioneer Jeep Chrysler that my credit has dropped over 70 points due to these people and their tactics. They should be ashamed of themselves and should have their licenses revoked and or fined for these shady tactics . I can go on with more but why bother they have lied to me, destroyed my credit, marked up the vehicle price $4000.00 than the quoted price. Not one of these companies have assisted me in any way. Pioneer Jeep Chrysler in Miasion B.C, even knowing I was interested in a trailer they had in stock, ,(they actually have 2) explained everything again and the seriousness of this transaction due to my predicament due to covid 19, they run my credit 3 times, but never for a Trailer, then tell me to call back in a month or two and try again. Now with that said, I would be paid at work, or have another option of work where i need a trailer, and would be paid for its use, as well as being paid for my job.
– I make 2xs as much per pay now as I did when purchasing the vehicle a year ago
– Inforned them I had a co signer as well that could help, paid a year
– explained the extra income as well as a good paying job
– instead I get over 70 points off my credit score, homeless and no help
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they have excellent staff very friendly and happy to help us
First time i ever went to a place and was treated like areal customer thanks for making our day
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My friend just bought out their loan after paying over 10 thousand back over 2 years, only to find that zero percent (that's 0.00%) of their principal balance has been paid down. If that sounds like something you'd like to try, be my guest.
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Does anyone have any suggestions on how to make this stop?!?!
Is Fairstone Financial Inc. legit or scam? Can I trust Fairstone Financial Inc.?
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